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Where is Oak Park Illinois?

Where is Oak Park Illinois? From a historical perspective, Oak Park lies on top of the shore of the ancient, glacial “Lake Chicago” (now know as Lake Michigan). The long arm of beach gravel and sand that formed between Lake Chicago and the Desplaines Bay is known as the “Oak Park Spit.” Since the land […]

What to Look For in a House

Understanding what to look for in a house can really help you land in a home that suits your needs, and budget. It is very easy to be distracted by flashy amenities or tempted by a home that could end up draining your finances for the duration of your mortgage. Developing a strategy that considers […]

What is an Appropriate Down Payment for a House?

Coming up with a down payment for a house, that makes sense for you, can be tricky. A lot depends on what you have in savings, but you do not want to empty your account in order to pay a certain percentage. According to a recent article in the New York Times, the national standard […]

How Much Can I Afford To Spend On Buying A House In Chicago

If you are living in Chicago and getting ready to buy your first home, you may be asking yourself, how much can I afford to spend? Understanding how much you can afford to pay in a monthly mortgage is only part of the answer. You have to take variables into consideration such as interest rate, […]

How to Market a House

In today’s economy, knowing how to market a house can save you big-time dollars if you choose to sell your home without a realtor. This is because when you sell your home on your own, you could pocket the commission that would normally go to a realtor or you could lower the asking price by […]

Mortgage Interest Rates Fall to a Historic Low

Interest rates fall lower on a daily basis in today’s real estate market, according to a recent Wall Street Journal (WSJ) article. Historic lows have led to optimism, but thus far they have yet to supercharge a sluggish market. There is worry that more expensive mortgages could hurt an anemic housing market, while refinancing, which […]